Build Your Marriage and Grow Your Net Worth
Think your home is an investment? For most people, it’s not. Learn how to rethink real estate so you can build your wealth and become financially independent! Is Your House an Investment or Money Pit? Buying a house is usually the biggest purchase we make. Right now in the United States, the median price of homes that […]
Can you have nice things when you’re paying off debt? What millionaire habits can you pick up today? Personal finance author and money expert Anthony O’Neal
Many times we mismanage our money because we’ve developed ideas and habits that are harmful to our financial health.
If we want to change or help our spouse to change, it means we have to examine those money myths and habits.
And it can be hard to change.
That’s why I’m really happy to have
At age 19, Anthony ONeal was deep in debt and short on hope with no direction of where his life was headed. But after hitting rock bottom, he turned his life around and committed to helping students find and pursue their passions.
We met up over at the NC State University’s bell-tower before his Smart Money event last week for a chat about money myths and habits.
In this episode we get into:
Hope you enjoy!
Looking to become debt free and build wealth? Here are some resources to help you build smart money habits.
Thank you so much for listening!
I appreciate your help. Let’s make talking about marriage and money fun!
Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere
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Think your home is an investment? For most people, it’s not.
Learn how to rethink real estate so you can build your wealth and become financially independent!
Buying a house is usually the biggest purchase we make.
Right now in the United States, the median price of homes that sold is $225,900.
For those living in high cost of living areas like California and DC, you’re looking at closer to 350k to $400k respectively.
Just considering the numbers, you can see that you really need to do your homework when it comes to buying your house.
A misstep or mistake can cost you a significant amount of money.
I don’t want that to happen to you. When \ever you buy your home I want it to feel like a blessing and a burden.
We’ve had several episodes about the house hunting, getting a mortgage, and finding the best home for you.
Today, though, I want to get into the root of every bad decision we made when it comes to real estate – how we approach it.
I can’t even count how many people had such strong opinions when we were house hunting.
And not all of them were right.
There so many justifications for buying any house.
People were saying this and they no idea what kind of house or neighborhood we were looking at.
That’s not to say buying a house is a mistake.
It can actually be a smart move when done right. And if you’re looking at investing and are willing to put in the work, real estate can be an income stream.
But how you approach it makes all the difference.
Which is why I asked Julien and Kiersten , the creators and the couple behind Rich and Regular to come on today.
They are not only are homeowners, but they are also real investors who are working towards financial independence.
Their properties are a part of their plan so I thought they would be perfect to talk about how to approach real estate wisely.
In this episode we’ll discuss:
Hope you enjoy!
If you two are ready to get the
Thank you so much for listening!
I appreciate your help. Let’s make talking about marriage and money fun!
Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere
Learn how you can as a family get on on the path of financial freedom and independence!
It’s almost the end of January, how are things going for you?
Over at our FB group, Thriving Families, I’ve been keeping an eye on some of the goals you’ve been sharing and I’m really impressed.
We some tackling debt, many mentioning their student loans. Meal prepping is also on the list. That’s a fantastic money saver and will help you tremendously with your health goals.
Quite a few talked about earning more, both through their regular 9-5 job as well as side hustles.
On the surface, these goals seem to go in different directions, but when we chat in the group and get into the whys behind the goals, I noticed a recurring theme.
Having more flexibility and security for our families.
And for many, that path includes reaching financial independence.
But when you’re deep in debt or just starting out, it can seem overwhelming and in some cases out of reach.
However, you can take steps now to get your finances in a great spot and open up more options for your family.
Today Grant Sabatier, the author of Financial Freedom: A Proven Path to All the Money You’ll Ever
More
In this episode, we get into:
Hope you enjoy!
If you two are ready to make some real progress on your big goals, here are helpful resources to check out.
Dubbed “The Millennial Millionaire” by CNBC, Grant Sabatier went from $2.26 to $1 million in 5 years through entrepreneurship, side hustling and investing.
After reaching financial independence at the age of 30, Grant founded
Millenial Money , where he writes about making and investing money and co-hosts the Millennial Money Minutes podcast.
Since launching in 2015, Grant has reached over 10 million readers and listeners through his blog and podcast.
Grant is also the author of Financial Freedom: A Proven Path to All the Money You’ll Ever
Grant has been featured in over 200 international media outlets including The New York Times, Wall Street Journal, The Washington Post, National Public Radio, Money Magazine, ABC Nightline, Chicago Tribune, USA Today, Inc. Magazine, Forbes, The Sydney Morning Herald, and many others.
Thank you so much for listening!
I appreciate your help. Let’s make talking about marriage and money fun!
Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere
Podcast: Play in new window | Download
Subscribe: Apple Podcasts | Android | RSS | More
Does your family budget feel tight? Learn 3 key ways on how you can save hundreds of dollars each month while raising your kids and still having fun!
I know that financial independence is a buzzword in the personal finance sphere. You got stories where people are saving 60, 70% of and retiring in 5, 10 years.
I commend anyone is who simplifies their lives and removes the needless excess so they can achieve the goal.
What I do see missing in some of these dramatic stories are the numbers, details, and well, relatability.
Saving 70% of a $200k income is an achievement, but so is saving 20% of a $50,000.
And to be helpful to families of different incomes, we need to look at the principles behind and it really comes down to mastering the art of living well on less.
Notice I didn’t say living on less. You do have to spend less than you earn- that’s a core financial principle – but the other is living well.
This is about a financial diet where you deprive yourself just to save more. This is about a lifestyle where you nail what truly matters to you, cut out the noise, and move your money towards your dreams.
Now, before you can pay off your debts, have an emergency fund, or invest for your future you have to have some money, right?
We have to develop our muscle with saving more.
Which is why we have Ansley Fender on today. She’s a Personal Finance Coach and Writer.
Ansley helps people make sense of their money by designing spending plans that align with their goals and lifestyle preferences.
She also understands firsthand what it’s like to accumulate $100,000 in student loan and consumer debt while climbing her way out as a new mom.
In this episode, we get into:
I hope you enjoy!
Want to start boosting your savings rate? Here are some resources to check out:
Thank you so much for listening to the podcast!
Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere.
Podcast: Play in new window | Download
Subscribe: Apple Podcasts | Android | RSS | More
Today we’re going over to figure out the best money goals for you and how to tackle them together!
It’s December, can you believe it?
What are your plans for this month?
Last weekend we went up to visit family and friends in Virginia. We had a wonderful time, but we’re a bit drained seeing so many people at once. This weekend we’re relaxing.
Now that we took care of the last bit of stuff for health insurance and investments that my husband’s employer needed for next year, we should have time to chat a bit more on what we want to do overall.
Typically we both have ideas on what we like to knock out and usually, we end up with 2 or 3 big goals for the year. Last year we focused on the basement renovation (1st phase done!), family trips (2 bigger and several weekend trips), and paying more towards the mortgage (upped our monthly mortgage payments).
Proud of what we did and we’d like to build on that momentum. And based on the emails and messages I got it looks like you’re thinking the same thing. So today we’re going over how to reach your money goals together.
In this episode we’ll get into:
You’re ready? Let’s go!
Want to learn more? Here are some resources to check out:
Thank you so much for listening to the podcast!
Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere.
Podcast: Play in new window | Download
Subscribe: Apple Podcasts | Android | RSS | More