Need to reset your money? Learn how to do some spring cleaning with your finances to start building momentum with your biggest goals! For some reason, I like to use April is a sort of reminder to review our financial progress. Maybe because of the deadline for taxes. Or maybe it’s because it’s financial literacy […]
Podcast
What to Do If your Spouse Breaks the Budget (Again!)
Need to talk about money, but worried about starting a fight? Learn easy and stress-less ways you two can have the money talk and get on the same page with your finances!
How to Talk About Money (without Starting a Fight)
While it makes for good TV drama, finding out your spouse has been hiding massive debt is so not the way to start talking about money.
But how do you do that – how do you start talking about money?
Certified Financial Planner and NY Times best-selling author Carl Richards is on today to share some ways you can begin.
In this episode we get into:
- Why it’s hard for most couples to talk about money
- How money dates can keep things light and fun
- Ice breakers to get the ball rolling
Hope you enjoy!
Resources to Help the Money Talk Go Easier
If you two are ready, here are some fantastic resources to make talking about (and managing) money much less stressful!
- Best Budget and Money Apps: Personal Capital, Tiller, Mint
- Grow Your Stash Faster: High Yield Savings with CiT Bank
- Automatic Saving: Qapital
- Jumpstart Your Marriage and Your Money
Thank You to Our Sponsor Coastal!
Support for this podcast comes from Coastal Credit Union! If you’re living in the Raleigh Durham area and looking to bank better, come check out Coastal.
They have competitive rates on checking and savings accounts!
Keep Takeaways for Talking About Money
Before we close up I want to focus on some key takeaways I got:
- Make talking about money a normal part of your conversations.
- Focus on the WHY before the HOW
- Keep it simple
If you’d like to chat more about getting on the same page with your spouse about money, please join us in our private and free Facebook group – Thriving Families.
Hope to see you there!
Support the Podcast!
Thank you so much for listening to the podcast!
- Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
- Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher.
- Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!
Music Credit
Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere.
Podcast: Play in new window | Download
Subscribe: Apple Podcasts | Android | RSS | More
How To Reset Your Money With a Financial Spring Cleaning
Need to reset your money? Learn how to do some spring cleaning with your finances to start building momentum with your biggest goals!
For some reason, I like to use April is a sort of reminder to review our financial progress. Maybe because of the deadline for taxes.
Or maybe it’s because it’s financial literacy month.
Anyways, during April I’ll poke around all our accounts, including investments to make sure we’re moving in the right direction.
I’ll also review our goals for the year and see if we need to adjust anything.
If you’ve signed up for the community newsletter you got a look at a few of our goals for this year.
We’re looking to:
- Make a dent on our mortgage with extra payments
- Have enough saved up to replace a car
- And for me, I’m working on getting in shape to tackle a 5k obstacle course
And if you haven’t, go ahead and take a little extra time checking your goals and numbers.
Things can be going smoothly, which is awesome.
But it’s not – like you’re behind on a goal or you two can’t seem to make any headway on something, this episode is for you.
We’re going to look at how you can reset things, do some financial spring cleaning, and build up some momentum.
In this episode we get into:
- Why finances are a lot like fitness
- Best resources to get on the same page as a couple and
- How to start paying off debt faster, saving more, and creating your own path to financial freedom and independence
Hope you enjoy!
Resources to Stay on Top of Your Money
Want to learn more about getting a redo on your money? Here are some resources to check out:
- Best Budget and Money Apps: Personal Capital, Tiller, Mint
- Grow Your Stash Faster: High Yield Savings with CiT Bank
- Automatic Saving:
Qapital - Jumpstart Your Marriage and Your Money
- Debt Pay off Worksheet
- Change Your Habits and Own Your Finances
- Which Debt Payoff Method Is Right for You?
- 3 Steps to Staying Motivated While Paying Off Debt
- 50 Ways to Give Your Finances A Fresh Start
- How to Start Investing (with $1,000 or Less)Paying Off Your Debt Faster as a Couple
- How to Build Wealth While Raising a Family
- Using Snowflakes to Pay Off Debt Faster
Support the Podcast!
Thank you so much for listening to the podcast!
- Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
- Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher.
- Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!
Music Credit
Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere.
How Much House Can We (Really) Afford to Buy?
Today we’re going to see how you can prepare your finances so you can buy a house without going broke!
Things are about to get hectic around here.
We just heard from our neighbor that the developer is going to start building the townhouses across the street from us starting next week.
Buying a House – Always a Smart Move?
Here in Raleigh if there’s a sliver of land, they’ll develop it.
It’s a hot market right now and homes are going up at a rapid pace.
Our property value has been rising since we bought our house three years ago.
We’ve received mail from realtors and have seen upticks with estimates from real estate sites like Realto, Zillow, and Redfin.
Here’s a summary from Zillow:
We take these estimates with a grain of salt, but they are a reflection of the home value growing.
Seeing this growth you might think we’re firmly in the camp of every one needs to buy a house.
But we’re not.
And here’s the kicker – not every couple benefits from becoming a home owner.
In this episode we get into:
- how to know if buying a home is right for you
- real and total costs of home ownership
- how to figure out how much you can afford so you can buy a house and still pursue financial independence
Hope you enjoy!
Resources on Buying a House
If you’re looking to buy, here are some resources to help you find an affordable place you love!
- Best Budget and Money Apps: Personal Capital, Tiller, Mint
- Grow Your Stash Faster: High Yield Savings with CiT Bank
- Automatic Saving:
Qapital - Jumpstart Your Marriage and Your Money
- My friend was about to buy a million-dollar house with no research
- The Fallacy of Homeownership
- What You Need to Know About Mortgages
- 9 Questions to Ask Before Buying a House
- Is It Better to Rent or Own a Home?
- Buy vs Rent Calculator
- Calculate how much house you can afford
Support the Podcast!
Thank you so much for listening to the podcast!
- Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
- Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher.
- Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!
Music Credit
Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere.
Podcast: Play in new window | Download
Subscribe: Apple Podcasts | Android | RSS | More
Tips for Starting and Building a Sustainable Side Hustle
Interested in knocking out your debt faster, saving for a big goal (like a house down payment) or pivoting your career path? Use these tips to not only start a business but grow a sustainable side hustle!
Launching a Side Hustle
Starting a business, work from home, side hustle – you don’t have to be online for 5 seconds before you see an ad, site, or read someone saying how easy it is to get started.
It’s kind of half-true.
I would say there are more low-cost ways to get started with making money on the side, but free? No.
Whether you’re working on the side through an app like Uber, Wag, or GrubHub, flipping furniture and other yard sale treasure for profit, or working strictly online, starting a business is probably the easiest part.
Running and growing one? That’s the work.
I know some of you are interested in knocking out your debt faster or you’re to save up for a big goal.
Maybe a buy a house or bump up your savings for your little one’s arrival and you’re thinking, could a side business be what I need?
Honestly, it could.
There is a flexibility that you have when you’re in charge.
But it’ no cakewalk.
So today I want to share my chat with Marc over at Vital Dollar about his journey from working in an office, starting a side hustle, to working from home full-time.
In this episode, we’ll discuss:
- Why he made this transition from employee to an entrepreneur and when he knew he was ready
- Tips to help you use that income to reach your goals faster
- And if do become a full-time entrepreneur, how to live on an income that can fluctuate
Let’s get started!
Resources
Here are some fantastic resources to check out:
- Best Budget and Money Apps: Personal Capital, Tiller, Mint
- Grow Your Stash Faster: High Yield Savings with CiT Bank
- Automatic Saving: Qapital
- Jumpstart Your Marriage and Your Money
- 7 Tips for Living On an Inconsistent Income
Support the Podcast!
Thank you so much for listening to the podcast!
- Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
- Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher.
- Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!
Music Credit
Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere.
Podcast: Play in new window | Download
Subscribe: Apple Podcasts | Android | RSS | More
How to Go on a Fabulous and Frugal Family Vacation
Do you want to go on a fabulous family vacation, but you’re still paying down debt? Learn how you can save big on your next getaway while still knocking out your debt!
Saving Up for a Fun and Frugal Family Vacation
When’s your spring break?
Our oldest has hers next month, but she’s already counting down the days.
There’s something we love about having a little getaway as a family.
The challenge for families that are on their debt free journey is how to make it work.
‘How do we take family vacations while we’re still paying off debt?’
I totally get it.
You’re not going to put your life on hold just because you’re in debt.
That said, you’re going to have to get savvy with how you plan your trip.
In this episode, we’ll discuss:
- Setting up a vacation fund (and an easy way to build your stash)
- Tips to help you save some serious cash and still have a fantastic, debt-free getaway
- Whether or not travel hacking is the best option for you
Let’s get started!
Resources for Cheap Family Trips
Looking for ways to save on your next family getaway? Here are some fantastic resources to check out:
- Best Budget and Money Apps: Personal Capital, Tiller, Mint
- Grow Your Stash Faster: High Yield Savings with CiT Bank
- Automatic Saving: Qapital
- Jumpstart Your Marriage and Your Money
- Which hotels give dinner for free
- 3 reasons “budget” hotels DESTROY nice ones
- 7 Tips for Traveling with Kids
- How to Travel Like a Rock Star on the Cheap
- Better Bidding: There are forums and sites online that can help you figure out what it will take to your bid for a hotel accepted.
- Best Travel Apps to Snatch Last Minute Deals
Support the Podcast!
Thank you so much for listening to the podcast!
- Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
- Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher.
- Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!
Music Credit
Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere.
Podcast: Play in new window | Download
Subscribe: Apple Podcasts | Android | RSS | More