Learn how you can protect your loved ones financial abuse and how to minimize the damage if it happens! Financial Scams and Protecting Your Family A few years ago, my husband’s nana had sent over money to a scammer pretending to be him. She had thought he needed help and so she generously sent it […]
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How to Go on a Fabulous and Frugal Family Vacation
Do you want to go on a fabulous family vacation, but you’re still paying down debt? Learn how you can save big on your next getaway while still knocking out your debt!
Saving Up for a Fun and Frugal Family Vacation
When’s your spring break?
Our oldest has hers next month, but she’s already counting down the days.
There’s something we love about having a little getaway as a family.
The challenge for families that are on their debt free journey is how to make it work.
‘How do we take family vacations while we’re still paying off debt?’
I totally get it.
You’re not going to put your life on hold just because you’re in debt.
That said, you’re going to have to get savvy with how you plan your trip.
In this episode, we’ll discuss:
- Setting up a vacation fund (and an easy way to build your stash)
- Tips to help you save some serious cash and still have a fantastic, debt-free getaway
- Whether or not travel hacking is the best option for you
Let’s get started!
Resources for Cheap Family Trips
Looking for ways to save on your next family getaway? Here are some fantastic resources to check out:
- Best Budget and Money Apps: Personal Capital, Tiller, Mint
- Grow Your Stash Faster: High Yield Savings with CiT Bank
- Automatic Saving: Qapital
- Jumpstart Your Marriage and Your Money
- Which hotels give dinner for free
- 3 reasons “budget” hotels DESTROY nice ones
- 7 Tips for Traveling with Kids
- How to Travel Like a Rock Star on the Cheap
- Better Bidding: There are forums and sites online that can help you figure out what it will take to your bid for a hotel accepted.
- Best Travel Apps to Snatch Last Minute Deals
Support the Podcast!
Thank you so much for listening to the podcast!
- Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
- Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher.
- Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!
Music Credit
Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere.
Podcast: Play in new window | Download
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Protecting Your Older Loved Ones from Financial Scams
Learn how you can protect your loved ones financial abuse and how to minimize the damage if it happens!
Financial Scams and Protecting Your Family
A few years ago, my husband’s nana had sent over money to a scammer pretending to be him.
She had thought he needed help and so she generously sent it in.
It was a wake call for us . After looking into this and talking with others, our family isn’t the only one who’s had to deal with this.
Last year, a record 24,454 suspected cases of elder financial abuse were reported to the US Treasury Dept by banks.
I can’t tell you for certain why they’re being targeted, but there are two key factors to consider.
By 2030 US Census Bureau estimates 1 in 5 people will be 65 or older.
Two, there’s a significant amount of money tied to our older friends and family.
According to the American Bankers Association, 70% of bank deposits are with people over 50.
So you have a growing and market that is appealing to scammers.
So what can we do to protect our grandparents, parents, and other older loved ones?
Today Joe Mecca from Coastal Credit Union is back.
In this episode, we’ll discuss:
- What financial scams are out there
- Warning signs and What to look out for with your loved ones
- How your bank or credit unions should be protecting you
Hope this helps!
If you want to hear more from Joe and find out more about credit unions please check out my interview here.
We discuss how credit unions can be a better option for couples looking to grow their wealth.
Resources to Win with Your Money
Want to go ahead and tackle your big marriage and money goals? Here are the resources we mentioned in today’s episode along with some extras!
- 3 Critical Ways to Prevent Elder Financial Abuse
- Scamming Grandma: Financial abuse of seniors hits a record
- Best Budget and Money Apps: Personal Capital, Tiller, Mint
- Grow Your Stash Faster: High Yield Savings with CiT Bank
- Automatic Saving:
Qapital - Jumpstart Your Marriage and Your Money
Support the Podcast!
Thank you so much for listening to the podcast!
- Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
- Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher.
- Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!
Music Credit
Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere.
How to Prepare for Healthcare Costs of Retirement
Learn how you can prepare and save for the healthcare costs of retirement!
How Much Do We Need to Save for Retirement?
If you’ve used those free online calculator to find your retirement number, you probably were amazed at how much they say you need.
A million, two million, maybe more for just one of you.
How do you feel when you see those numbers?
Considering that 1 in 3 Americans has less than $5,000 saved for retirement, chances are there’s room for improvement.
Unless you’re living in denial about retirement, you’re probably dealing many of the hurdles couples deal with when it comes to saving and investing for retirement.
1- You have a full plate right now. As parents with two little ones, we always have something to do. We’re not complaining – this is really a fun season of life right now – but realistically our time and attention are focused around them.
2- Bills and debts. You may not be able to save more because there’s not much to give right now. If you have to pay credit cards, car loan, student loans and have a mortgage, your money is pretty much spent already.
3 – You’re not a financial planner. Hop online and you’’ll quickly see that there is endless free advice about what you should be doing. And it can be overwhelming at best and wrong for you at worst. Sifting through all that can be a mess.
Running the numbers is also difficult. Especially with one area of retirement that we have to deal with now – healthcare costs and insurance.
How do you know how much you’ll need years, decades down the line?
The answer is there is no way to perfect predict how much you need. But there are ways you can start drawing a plan that fits your circumstances and your goals.
Which is I’m happy Danielle Kunkle Roberts is here on today’s episode.
Danielle is the co-founder of Boomer Benefits. Boomer Benefits specializes in Medicare supplement and Medicare Advantage insurance.
Which you may be thinking, I’m too young for Medicare, but I think she’s perfect because she has a close up of view of how prepared people really are for retirement.
She’s going to offer suggestions, ideas, and tips on what you can do now so you can be better equipped to handle the costs of retirement.
And how your health insurance choices now can help or harm you later.
In this episode, we’ll discuss:
- Prioritizing your finances
- How HDHP and HSAs work and when they are right for you
- How HSAs can help with healthcare costs during retirement
Hope you enjoy!
Resources to Win with Your Money
Want to go ahead and tackle your big marriage and money goals? Here are the resources we mentioned in today’s episode along with some extras!
- Best Budget and Money Apps: Personal Capital, Tiller, Mint
- Grow Your Stash Faster: High Yield Savings with CiT Bank
- Automatic Saving:
Qapital - Free 401(k) Analysis: blooom <- Great way to make sure you’re not getting hit with needless fees with your 401(k)
- Jumpstart Your Marriage and Your Money
- Rock Your Retirement
- HSA and Medicare
Support the Podcast!
Thank you so much for listening to the podcast!
- Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
- Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher.
- Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!
Music Credit
Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere.
Podcast: Play in new window | Download
Subscribe: Apple Podcasts | Android | RSS | More
How to Tackle Your Taxes and Maximize Your Refund This Year
Today I’m answering your biggest tax questions. We’re doing a quick and easy take covering what you need to know this year when you file, how to maximize your refund, and set yourselves up with your finances for next year.
How to Maximize Your Tax Refunds with Credit and Deductions
There are some people in this world who are giddy right now because it’s tax season.
Yeah, this is like the SuperBowl for some money nerds.
And while I admit to being a number cruncher at times, I have to say taxes aren’t really that exciting for me.
Yep, guilty as charged.
However, I’ve seen how important getting our tax done has been for our finances. Both with planning throughout the year as well as using our refunds to reach our financial goals faster.
And I want you to see taxes in a better, maybe less stressful light so today I’ll tackle the big questions.
Heads up, even though I enjoy covering personal finances, I’m not a tax expert. There will be plenty of resources in today’s show notes for sure.
But this episode I will do my best to break things down and talk like a normal, non-money nerd.
In this episode, we’ll discuss:
- The difference between tax deductions and credits
- Major difference we noticed with the new tax law
- Making the most of your tax refund
Hope you enjoy!
Resources to Tackle Your Taxes
Looking to make taxes less stressful? Here are some of my favorite resources!
- Best Budget and Money Apps: Personal Capital, Tiller, Mint
- TurboTax <— We use them for our taxes
- Automatic Saving:
Qapital - Free 401(k) Analysis:
blooom - Jumpstart Your Marriage and Your Money
- Your 2019 Taxes: What You Need to Know About the Tax Reform Bill
Support the Podcast
Thank you so much for listening!
- Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
- Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. I’d love for more couples to work together to dump their debt and pursue their dreams together! Please leave your review on Apple or Stitcher.
- Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!
I appreciate your help. Let’s make talking about marriage and money fun!
Music Credit
Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere
Podcast: Play in new window | Download
Subscribe: Apple Podcasts | Android | RSS | More
Busting Money Myths with Anthony O’Neal
Can you have nice things when you’re paying off debt? What millionaire habits can you pick up today? Personal finance author and money expert Anthony O’Neal
Busting Common Money Myths
Many times we mismanage our money because we’ve developed ideas and habits that are harmful to our financial health.
If we want to change or help our spouse to change, it means we have to examine those money myths and habits.
And it can be hard to change.
That’s why I’m really happy to have
At age 19, Anthony ONeal was deep in debt and short on hope with no direction of where his life was headed. But after hitting rock bottom, he turned his life around and committed to helping students find and pursue their passions.
We met up over at the NC State University’s bell-tower before his Smart Money event last week for a chat about money myths and habits.
In this episode we get into:
- how you can have nice stuff while paying off debt
- what millionaires do
differently how to financially prepare your kids for the real world
Hope you enjoy!
Resources to Build Good Money Habits
Looking to become debt free and build wealth? Here are some resources to help you build smart money habits.
- Best Budget and Money Apps: Personal Capital, Tiller, Mint
- Automatic Saving:
Qapital - Free 401(k) Analysis:
blooom - Jumpstart Your Marriage and Your Money
- Smart Money and Smart Parent events
- The Graduate Survival Guide: 5 Mistakes You Can’t Afford To Make In College
- Can I Add Gucci to My Budget?
Support the Podcast
Thank you so much for listening!
- Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
- Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. I’d love for more couples to work together to dump their debt and pursue their dreams together! Please leave your review on Apple or Stitcher.
- Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!
I appreciate your help. Let’s make talking about marriage and money fun!
Music Credit
Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere
Podcast: Play in new window | Download
Subscribe: Apple Podcasts | Android | RSS | More