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Couple Money Podcast

Build Your Marriage and Grow Your Net Worth

Becoming Debt Free Together with Mighty Bargain Hunter

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Want to become debt free, but you haven’t figured out how to do it together? Here’s what you need to know to knock out your debt faster! 

Debt Free Together

I’ve yet to meet a couple who became debt free by accident.
I mean it’s kind of easy to slip into credit card debt or take on loans because that’s considered normal.

But to move away from that mentality takes effort.
And being a couple, you have two minds to shift.

There are things to consider together.
Like your approach.
Do you gravitate towards earning more money to knock out that debt or do you find it easier to slash your expenses?
How fast do you do it?
How do you two work as a team and use your personal talents to knock this debt off?

Every couple has their approach, so what worked for us might not work for you.
Which is why I love chatting with others and hearing how they did it.

John Wedding, the creator of Mighty Bargain Hunter, is on the show today to offer his take. He and his wife are debt free except the house.

In this episode, we get into:

  • how things shift from being solo to a couple
  • why debt free was an important goal to them
  • how they work as a family to be smart with their money

Hope you enjoy!

Resources to Dump Your Debt Faster

Tired of being in debt? Here are some resources to help you dump it.

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Jumpstart Your Marriage and Money Course

Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course.

Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you:

  • Stop fighting about money and create a budget that you BOTH LOVE
  • Automate your money
  • Pay off your debt faster
    Plus more!

You can get lifetime access here!

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.

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How to Budget Together for Savings and Fun

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Want to stop living paycheck to paycheck, but not sure where to start? Learn how to create a budget together so you can have fun now and some savings later!

Create a Budget You Both Love

How do you feel about your budget?

Be honest.

Chances are you’re not exactly thrilled about it.

A survey conducted by Experian found that nearly half – 42% to be exact – don’t use one because they feel like they’re ineffective and unnecessary.

So how do you create a budget that you both love?
Peter Polson from Tiller, one of the coolest money apps out there, is joining me today to offer some fantastic suggestions and ideas.

In this episode we’ll discuss:

  • how a budget can fit into your life and grow with you through your marriage
  • how to fit your personal hobbies into your budget
  • why there is no one size fits all budget

Hope you enjoy!

Resources to Budget Together

Do you two want to get on the same page with budgets? Here are some helpful resources mentioned in the episode and more.

Budget Templates to Try Out

Thank You to Our Partners

Support for this podcast comes from partners like Personal Capital. Easy to set up & easy to use. You can have all your investments, income, and expenses all pulled into one place.

Did I mention it’s free? Why don’t you give Personal Capital a try today?

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How Hobbies Fit on the Your Path to Financial Independence

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Today on the podcast we’re going to be talking about the connection between your hobbies and having a rich life!

Do Your Hobbies Move You Closer to Financial Independence?

So today’s topic – this connection between the hobbies you have and whether or not you’re having a rich life –  is fascinating to me. It’s kind of a continuation of this past Tuesday’s episode where we were talking about breaking the switch with mindless spending.

there focus there was making sure we were breaking that habit of unconsciously spending more and turning that into something more productive.

One way is through hobbies we take on. However, are there certain hobbies that can make a real difference with getting to financial independence faster and having a rich and fulfilling life?

In this episode, we’ll get into:

  • different hobbies between high earning and low earning households
  • how your hobbies can help you on the path to financial independence
  • aligning your hobbies to a richer life

Hope you enjoy!

Financial Independence and Hobbies

If you want to explore and pick up some new hobbies, here are some resources to check out:

Thank You to Our Partners

Support for this podcast comes from partners like Personal Capital. Easy to set up & easy to use. You can have all your investments, income, and expenses all pulled into one place.

Easy to set up & easy to use. You can have all your investments, income, and expenses all pulled into one place.

Did I mention it’s free? Why don’t you give Personal Capital a try today?

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. I also want to thank Lee Rosevere for music in this episode.

 

 

 

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5 Key Ways to Pay Your Mortgage Off Faster

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Want to be completely debt free, including your house? Find out the key changes one couple made to pay off their mortgage in less than 5 years! 

Pay Your Mortgage Off Faster

What would you do if you owed your home free and clear like Andy does now?

With no mortgage payment what options would open up?

There’s a good chance you’d love to get rid of your mortgage, but the idea of getting rid of such a huge amount makes it seem impossible.
Forget paying it off in 5 years, you may struggle to even see a way to reduce it in half.

Right now median purchase price of a home here in the United States is $235,000, with 10% down. Now if you live in D.C. you’re looking at $400,000 with my buddies in Cali close behind at around $350,000.

Not cheap. Probably the biggest purchase you’ll make.

Which is why I asked my buddy and Marriage, Kids, and Money creator, Andy Hill, to come on. He’s an awesome guy, really excited to get couples closer to their debt free goals.

We both know that not everyone can replicate what Andy and his wife Nicole did – we all have different circumstances – but there’s a lot to their process that could make all the difference with you and your home.

In this episode, we discuss:

  • why they were adamant about knocking out their mortgage in 5 years
  • steps that made the difference with paying off their mortgage
  • tools to help you be debt free faster

Hope you enjoy!

Speaking of Andy, we’ve teamed up with friends on a free Facebook community called Thriving Families.

It’s a fun group where we share our wins and ideas with each other on how to thrive as a family. Come join us!

Resources to Dump Your Mortgage Faster

If you’re looking to dig in deeper for ways to pay your mortgage off faster, here are some resources to check out:

And if you two are looking for more ideas on how to find, save, and make extra cash to pay down or debt, please sign up for my free 5 Days to $5K course.

It’s a week-long special email series that will help you get some extra money in.

Thank You to Our Partners

Support for this podcast comes from partners like Personal Capital. Easy to set up & easy to use. You can have all your investments, income, and expenses all pulled into one place.

Easy to set up & easy to use. You can have all your investments, income, and expenses all pulled into one place.

Did I mention it’s free? Why don’t you give Personal Capital a try today?

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. I also want to thank Lee Rosevere for music in this episode.

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Financial Success Doesn’t Always Move in a Straight Line

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Have you ever been frustrated with how long it was going to take to get out of debt? Learn how to handle setbacks, define your family’s path, and knock out your goals together! 

Defining Your Family’s Financial Success

Do you ever feel frustrated with how things are going? You read these awesome stories like This Couple Paid Off $72,000 in Debt in 22 Months or Couple shares how they wiped out $162K debt in less than 3 years.

You’re thinking, ‘wow we’re working at a snail’s pace’.
That can be discouraging.

I want to highlight a different story.

Today Steve Goodwin from My Family on a Budget shares his family’s more down to earth journey to becoming debt free.

In this episode we discuss:

  • how financial Peace University transformed their finances
  • Steve’s big mistake with investing and how he fixed it
  • making the transition to being a stay at home dad

Hope you enjoy!

Resources to Help You Get Out of Debt

Tired of being in debt? Here are some resources to help you dump it.

Jumpstart Your Marriage and Money Course

Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course.

Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you:

  • Stop fighting about money and create a budget that you BOTH LOVE
  • Automate your money
  • Pay off your debt faster
    Plus more!

You can get lifetime access here!

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.

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You Can Retire Early with Deacon Hayes

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Frustrated with your credit card, car payments, and student loans? Learn how you two can come together to dump your debt faster and retire early! 

How You Can Retire Early

The good news is that the skills you use to get out of debt are transferable. Instead of sending in those extra payments to your credit cards and student loans, you can direct to savings and investments.

Deacon Hayes, personal finance author and Well Kept Wallet founder, is on today and we’re getting into how he and his wife Kim made this transition.

In this episode, we talk about:

  • how they managed to pay off $52,000 in debt in 18 months
  • the system they used to keep one another in the loop with money
  • planning and following through financial independence

Hope you enjoy!

Resources to Dump Debt and Retire Early

If you’re looking to get ahead with your finances as a family, here are more resources to check out!

Jumpstart Your Marriage and Money Course

Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course.

Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you:

  • Stop fighting about money and create a budget that you BOTH LOVE
  • Automate your money
  • Pay off your debt faster
    Plus more!

You can get lifetime access here!

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.

Play

Podcast: Play in new window | Download

Subscribe: Apple Podcasts | Android | RSS | More

Struggling to Make Ends Meet? 5 Ways to Save Your Budget (and Sanity)!

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Do you feel like all of your paycheck plus some is going towards your bills and making no headway on your goals? Today we’ll cover 5 ways you can get caught up and begin getting out from under your debts!

Struggling to Make Ends Meet?

I’ve been getting your emails and I want to say thank you. Sharing your wins and questions has been wonderful and I’m grateful that I can help in some small way.

I try to find positive stories and offer practical ways to save more, get out of debt, and start investing for your future, but we’re all at different points in our financial journey.

Some of us are working paying off that debt ASAP while others are saving for their home, baby, or business. You might be working hard towards that dream of traveling together or exploring the possibility of financial independence.

Or you might just be starting your journey. perhaps you’ve heard some of the stories here or on other personal finance sites and you want to join in.

However, currently, you’re in a really tight spot with money.

there’s no wiggle room in your budget so it’s hard to get ahead with your payments. you could be trying to just make the minimums. It’s like you’re a doctor dealing with multiple injured patients, trying to triage things with little equipment.

It’s stressful and you feel like you’re just dealing with one crisis after another.

Today I want to give you some relief.

The first step is getting caught up on your bills and begin creating a positive gap between what you’re making and your expenses.

America’s Money Answers Man – Jordan Goodman is on the show to share some ways you can get the ball rolling to becoming debt free.

In this episode we get into:

  • getting better rates credit cards and in some cases, settle them
  • how to get out from medical debt
  • what to do when you can’t afford your car payments

Hope this helps!

Resources to Get Out from Under Debt

If you two are struggling to pay your bills, here are some handy resources to check out.

Jumpstart Your Marriage and Money Course

Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course.

Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you:

  • Stop fighting about money and create a budget that you BOTH LOVE
  • Automate your money
  • Pay off your debt faster
    Plus more!

You can get lifetime access here!

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.

Play

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How to Avoid Financial Disasters

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Have you ever felt stressed over money because of an emergency that came up? Did it feel like your options were limited?

Today we’re going to share how you can prepare and protect yourselves from financial disasters!

Keys to Avoid Financial Disasters

 

While we can’t predict every curve ball thrown at us, we can improve our chances of minimizing the damage done with a little bit of work upfront.

Shannon Harvey is here to offer up some ways you can be better prepared.

He has over 15 -years of experience as a trusted risk advisor and owns an insurance agency in Greenville, South Carolina.

In this episode we get into:

  • what financial disasters you need to be on the lookout for
  • why cheaper is not always better with insurance
  • how to prepare your family should the worst happen

Hope you enjoy!

Resources to Avoid Financial Disasters

If you two want to be better prepared dealing with financial disasters and bumps in life, here are some resources to get you started.

Jumpstart Your Marriage and Money Course

Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course.

Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you:

  • Stop fighting about money and create a budget that you BOTH LOVE
  • Automate your money
  • Pay off your debt faster
    Plus more!

You can get lifetime access here!

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.

Play

Podcast: Play in new window | Download

Subscribe: Apple Podcasts | Android | RSS | More

What You Should Know About Wills and Choosing Guardians

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Want to make sure your loved ones are taken care of should something happen to you? Learn the essentials about wills and choosing a guardian for your kids! 

Essentials on Wills and Choosing Guardians

So this topic – creating your will and making sure you have your guardians in place if you have kids – is one of those areas of finances we tend to shy away from.
I get it.
It’s boring at best and depressing. 
So today I want to give you the essentials to wills and choosing guardians for your kids without weighing you down.
Thankfully I’m not alone. Jean Dillion is here to help. She’s a certified financial planner at Freedom Financial Counseling
and an Accredited Financial Counselor. 

In this episode we discuss:

  • the essentials of a will
  • choosing guardians to take care of your loved ones
  • whether or not those do it yourselves will online kits are worth it

Hope you enjoy!

Resources on Estate Planning

If you want more information about setting things up for your loved one, here are some posts to check out:

Jumpstart Your Marriage and Money Course

Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course.

Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you:

  • Stop fighting about money and create a budget that you BOTH LOVE
  • Automate your money
  • Pay off your debt faster
    Plus more!

You can get lifetime access here!

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.

Play

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Where Should Our Money Go? How to Prioritize and Maximize Your Goals

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Overwhelmed by paying down debt, saving for emergencies, and investing for retirement? Learn how to prioritize where your money should go to maximize returns!

How’s this year going for you?

For us, it’s pretty good. We made some big goals at the beginning of the year including saving up to finish our basement, planning a family trip outside the country, and paying down our mortgage faster.

If you’re trying to tackle several goals at once, you probably understand how slow progress feels sometimes.

Today financial advisor and Family Inc author Doug McCormick and I chat about how to prioritize your goals.

Hope you enjoy!

Resources to Define Your Priorities and Big Goals

Whether it’s a joint or personal goal, there are handy resources available to help you two achieve your dreams.

Jumpstart Your Marriage and Money Course

Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course.

Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you:

  • Stop fighting about money and create a budget that you BOTH LOVE
  • Automate your money
  • Pay off your debt faster
    Plus more!

You can get lifetime access here!

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.

Play

Podcast: Play in new window | Download

Subscribe: Apple Podcasts | Android | RSS | More