The cost of owning a house comes down to more than just your monthly mortgage. Learn how you two can take care of your home without breaking the bank!

How Much Does It Cost to Own a House?

So much is made about buying and selling a home, I think it’s just as necessary to be open about the true costs of home ownership.

To give a little bit of perspective we’ll look at our place.

In this episode we’ll get into:

• how much fixing up our home has cost us this year
• dealing with unexpected expenses like sick trees and hurricanes
• how to be smart with home projects

Hopefully it’ll give you a better idea of what to expect.

Resources for Home Owners

If you are looking to start your home fund, here are some helpful tools and sites to check out:

• Homewyse
• HomeAdvisor

Want to hear another episode about becoming a homeowner? — Listen to my interview with Louis Guillama from Daymark Realty. He shares tips and advice on how to get the best deal on your house.

Thank You to Our Partners

Support for this podcast comes from partners like Personal Capital. Easy to set up & easy to use. You can have all your investments, income, and expenses all pulled into one place.

Did I mention it’s free? Why don’t you give Personal Capital a try today?

Support for this podcast also comes from Divvy Investments. If you’re looking for an easy way to help keep your portfolio on target for retirement without having to link your accounts to yet another service, check out Divvy. Listeners can get a 10% discount; use the coupon code, “Couplemoney”.

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Marriage and money can be tricky, especially as the two of you begin working on your finances together as newlyweds. Today we’re seeing how the two of you can stay on the same page with separate accounts.

Merging Finances

Marriage and money can be tricky, especially as the two of you begin working on your finances together as newlyweds.  One of the first challenges is figuring out how to handle finances together.

• Do you keep separate accounts and pay the bills?
• Do you throw everything into one pot?
• Or do you stitch together something else?

Our finances are in a way a reflection our values, personalities, and circumstances, so I’ve seen plenty of different systems.

On this podcast, I usually highlight and shares stories from those who’ve successfully dug out of debt, saved for their dreams,or retired early. This week, it’s a bit different.

As you heard we’re starting at the beginning, we’re looking at newlyweds. 

I recruited my buddy Ani Wemer to help out.

In this episode we get into:

• how they working on finances together using separate accounts
• smoothing out cash flow with the half method
• keeping each other in the loop

So if you’re getting married soon or just curious about how others are handling their finances, I think you’ll enjoy this episode.

Hurricane Matthew Relief

Last weekend Hurricane Matthew made its way to North Carolina.

We live in Raleigh, two hours inland, so while we prepared because yeah, it’s a hurricane, we weren’t expected much would happen.

While we lost power for a bit and the basement was flooded. It took most of this week for us to get that cleaned, checked out, and fixed so that’s why the podcast was delayed. We’re fortunate and grateful that was the extent of the damage for us.

Unfortunately people in pockets around the state got hit hard. Cities and towns were flooded and some still are and don’t have power.

If you’d like to help with a donation, but don’t know what’s a good option, I’d like to suggest The Food Bank of Central & Eastern North Carolina. They’re delivering food, water, and non-food essentials to the thousands affected. For every dollar donated, the Food Bank can provide five meals.

If you want to find out more, please visit their site here.

Thanks!

Thank You to Our Partners

Support for this podcast comes from partners like Personal Capital. Easy to set up & easy to use. You can have all your investments, income, and expenses all pulled into one place.

Did I mention it’s free? Why don’t you give Personal Capital a try today?

Support for this podcast also comes from Divvy Investments. If you’re looking for an easy way to help keep your portfolio on target for retirement without having to link your accounts to yet another service, check out Divvy. Listeners can get a 10% discount; use the coupon code, “Couplemoney”.

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Dealing with a full plate? Teresa shares how she and her husband worked together on paying down their debt while dealing with a health crisis!

Dealing with Money and Health Stress Together

This year alone has been a roller-coaster for us. We’ve had some huge wins with buying our house, something we really planned and worked towards to find.

I also got to dig deeper with podcasting as I attended my first conference, the big one – Podcast Movement in Chicago this summer. So many people and information there, I’m still processing it.

We also had some big bumps. We have several loved ones dealing with health problems, major and/or chronic.

We’d love to think can anticipate or fix anything that comes our way, but that’s not the case. Sometimes we’re hit with big news, the kind you never think of or can prepare for.

And to make things more difficult, it can come up in the middle of another big change.

Teresa Randolph, host of Pop Collectors Podcast, had to deal with this first hand. Today she shares how she and her husban worked together through a health crisis and how they dug out of debt.

Hope you enjoy!

Resources on Dealing with Stress as a Couple

If you’re looking for more ways to work together through tough times, here are some resources: 

• How Big is your Circle of Control?

If you want to chat with Teresa, check her out on Instagram!

Thank You to Our Partners

Support for this podcast comes from partners like Personal Capital. Easy to set up & easy to use. You can have all your investments, income, and expenses all pulled into one place.

Did I mention it’s free? Why don’t you give Personal Capital a try today?

Support for this podcast also comes from Divvy Investments. If you’re looking for an easy way to help keep your portfolio on target for retirement without having to link your accounts to yet another service, check out Divvy.

Listeners can get a 10% discount; use the coupon code, “Couplemoney”.

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. I also want to thank Lee Rosevere for music in this episode.

QUESTION OF THE DAY: What crisis have you two worked through?

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