Couple Money Podcast

Build Your Marriage and Grow Your Net Worth

How Much House Can We (Really) Afford to Buy?

Today we’re going to see how you can prepare your finances so you can buy a house without going broke! Things are about to get hectic around here. We just heard from our neighbor that the developer is going to start building the townhouses across the street from us starting next week. Buying a House […]

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How to Save More Money as a Family

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Does your family budget feel tight? Learn 3 key ways on how you can save hundreds of dollars each month while raising your kids and still having fun!

I know that financial independence is a buzzword in the personal finance sphere. You got stories where people are saving 60, 70% of and retiring in 5, 10 years.

I commend anyone is who simplifies their lives and removes the needless excess so they can achieve the goal.

What I do see missing in some of these dramatic stories are the numbers, details, and well, relatability.

Saving 70% of a $200k income is an achievement, but so is saving 20% of a $50,000.

And to be helpful to families of different incomes, we need to look at the principles behind and it really comes down to mastering the art of living well on less.

Notice I didn’t say living on less. You do have to spend less than you earn- that’s a core financial principle – but the other is living well.

This is about a financial diet where you deprive yourself just to save more. This is about a lifestyle where you nail what truly matters to you, cut out the noise, and move your money towards your dreams.

Now, before you can pay off your debts, have an emergency fund, or invest for your future you have to have some money, right?

We have to develop our muscle with saving more.

Which is why we have Ansley Fender on today. She’s a Personal Finance Coach and Writer.

Ansley helps people make sense of their money by designing spending plans that align with their goals and lifestyle preferences.

She also understands firsthand what it’s like to accumulate $100,000 in student loan and consumer debt while climbing her way out as a new mom.

In this episode, we get into:

  • How to pursue financial freedom when you want to have a life
  • Ways to have fun as a family without breaking the bank
  • How you can earn some extra cash by doing things you already enjoy

I hope you enjoy!

Resources to Save Money

Want to start boosting your savings rate? Here are some resources to check out:

Support the Podcast!

Thank you so much for listening to the podcast!

  • Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
  • Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher.
  • Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere.

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How to Win With Your Money Goals in 2019

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Today we’re going over to figure out the best money goals for you and how to tackle them together!

Tackling Your Big Money Goals

It’s December, can you believe it?

What are your plans for this month?

Last weekend we went up to visit family and friends in Virginia. We had a wonderful time, but we’re a bit drained seeing so many people at once. This weekend we’re relaxing.

Now that we took care of the last bit of stuff for health insurance and investments that my husband’s employer needed for next year, we should have time to chat a bit more on what we want to do overall.

Typically we both have ideas on what we like to knock out and usually, we end up with 2 or 3 big goals for the year. Last year we focused on the basement renovation (1st phase done!), family trips (2 bigger and several weekend trips), and paying more towards the mortgage (upped our monthly mortgage payments).

Proud of what we did and we’d like to build on that momentum. And based on the emails and messages I got it looks like you’re thinking the same thing. So today we’re going over how to reach your money goals together.

In this episode we’ll get into:

  • Why people fail with their goals
  • Choosing the right goal for you
  • Setting up a system that makes it easy for you to knock out your goal

You’re ready? Let’s go!

Resources to Knocking Out Your Money Goals Together

Want to learn more? Here are some resources to check out:

Support the Podcast!

Thank you so much for listening to the podcast!

  • Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
  • Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher.
  • Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere.

Play

Podcast: Play in new window | Download

Subscribe: Apple Podcasts | Android | RSS | More

Should You Give While Getting Out of Debt?

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You’ve probably heard how giving not only benefits the recipients but the giver. However, what do you do when you’re in debt? Learn how you can pay off debt and give more to the causes that matter most to you!

Giving While in Debt?

When people ask this, two things jump out at me.

First, they have a generous spirit. That’s fantastic.

Second, their current budget isn’t working for them. That’s something that needs to be adjusted.

What if I told you there’s a way you can take care of the essentials, make progress on paying off your debts, and still give?

Today Certified Financial Educational Instructor and The Money Speakeasy founder Wilson Muscadin is here to discuss how.

In this episode we get into:

  • Why we struggle with money
  • A counter-intuitive way to think about how you budget
  • How giving can help be wiser with your money

Let’s get started!

Resources to Give Back More

If you’re looking to create a budget that reflects your values while still taking care of the essentials, here are some resources to check out.

Support the Podcast!

Thank you so much for listening to the podcast!

  • Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
  • Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher.
  • Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere.

Play

Podcast: Play in new window | Download

Subscribe: Apple Podcasts | Android | RSS | More

How to Protect Yourselves from the Most Common Financial Scams and Fraud

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Part of protecting your finances means managing your accounts, both online and offline. Today we’ll share how you can arm yourself against fraud and scams!

Keeping an Eye Out for Scams and Fraud

With so many people shopping in stores and online, scammers are all too happy to grab your data and financial information.

While there’s nothing you can do to completely eliminate these scams, there ways you can protect yourselves.

Joe Mecca from Coastal Federal Credit Union is back to wrap up this two-parter.

In this episode we get into:

  • Big offline scams and online phishing to watch out for
  • Protecting yourself with strong passwords
  • Apps and resources to protect you and your finances

We have a lot to cover, so let’s get started!

Resources to Protect Your Identity and Finances

If you’ve had your wallet or purse stolen or lost, here are some resources we mentioned in the episode as well as some other handy articles to check out:

For freezing your accounts or putting an alert you need to contact the credit bureaus.

  • Equifax: 1-888-766-0008
  • Experian: 1-888-397-3742
  • TransUnion: 1-800-680-72892

Support the Podcast!

Thank you so much for listening to the podcast!

  • Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
  • Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher.
  • Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere.

Play

Podcast: Play in new window | Download

Subscribe: Apple Podcasts | Android | RSS | More

What to Do If Your Wallet or Purse was Stolen

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Protect yourself from identity theft and minimize damage with this handy guide on what to do when your wallet or purse is stolen! 

My Wallet was Stolen, Now What?

If you’re subscribed to the community newsletter you may remember that in July I mentioned that my purse got stolen in Denver.

We were over in Colorado to celebrate my cousin getting married. Beautiful weekend and celebration, but yeah that was a sour note for sure.

We spent a good chunk of time on the phone and online to get things squared away.

As we were working to avoid getting hit with any unauthorized charges and sort out things with TSA since our flight back was only a few days away, I wished I had a handy and quick guide on what I needed to do.

I hope you never have your wallet or purse stolen, but if you do I want to make things easier.

That’s why I have Joe Mecca from Coastal Credit Union on. Here’s joining me today to discuss on what you need to know to protect yourself against identity theft and what steps you need to take to recover or replace what was stolen.

I want to help to minimize the damage and stress so you can get back to your routine and focus on the important things.

Resources to Protect Your Identity and Finances

If you’ve had your wallet or purse stolen or lost, here are some resources we mentioned in the episode as well as some other handy articles to check out:

For freezing your accounts or putting an alert you need to contact the credit bureaus.

  • Equifax: 1-888-766-0008
  • Experian: 1-888-397-3742
  • TransUnion: 1-800-680-72892.

Support the Podcast!

Thank you so much for listening to the podcast!

  • Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
  • Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher.
  • Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere.

 

Play

Podcast: Play in new window | Download

Subscribe: Apple Podcasts | Android | RSS | More