Today we’re going to see how you can prepare your finances so you can buy a house without going broke! Things are about to get hectic around here. We just heard from our neighbor that the developer is going to start building the townhouses across the street from us starting next week. Buying a House […]
Want to be financially independent, but have a ton of debt? Learn how Brian from Debt Discipline and his family worked to dump over $109,000 of debt and become financially free!
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10 Days and Many Ways to Financial Independence
Financial Independence – sounds good, right?
It can mean more options or maybe a sense of security, but the road to it can be bumpy. Depending on where you’re starting it can be hard to imagine getting to that point.
That’s why over the next ten episodes, we’ll look at the steps to becoming financially independent.
We’ll be hearing from past guests and sharing some extra stories that haven’t been released on the podcast before.
Each couple has had to struggle with different obstacles and figure out a strategy that made sense to them, but there are a few principles that have helped.
One of the big and first steps is knowing and owning up to your number, but as Brian and his wife discovered a few years ago, it’s not always pretty. With their five credit cards maxed out, the couple were over $100,000 in debt!
Having Debt Discipline Show Notes
In case you’re pressed for time, here are some big highlights from the show:
- What Was the Breaking Point for Brian and His Wife
- How He Got His Numbers and His Tool of Choice
- Where They Saved on Their Expenses
- Tapping into a Local Resource to Get Help with Credit Cards
Thank You for Your Support!
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Know Your Numbers with Personal Capital
This podcast is brought to you by Personal Capital, a free tool to not only quickly and easily track your net worth, but also analyze your portfolio.
Selected Links from the Episode:
Laura D. Adams, senior insurance analyst at Insurance Quotes, shares how millennials can protect themselves with renters insurance, the surprising benefits you can get, and how to find the best deals.
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Renters Insurance and Millennials
Lately we’ve had some episodes about home ownership. Part of it it’s the time of the year to buy & sell and part of it is personal as we just got a new house.
But not everyone needs or wants to buy a house.
According to insuranceQuotes recent survey, 66% of millennials rent their homes. The bad news is that less than one-third of them have renters insurance.
That’s a huge financial risk.
Laura D. Adams is on the podcast to offer some wonderful tips.
In this episode, we get into:
- why you should have renters insurance
- the surprising benefits of renters insurance
- how you can find the best deal on your insurance.
Hope you enjoy!
Resources on Renters Insurance
If you want to find out more about how renters insurance works or how to get covered, here are some links to check out.
QUESTION OF THE DAY:
How many of you are renting your place?
This podcast is made possible because of partnerships. Today I’m highlighting Personal Capital. Personal Capital makes it incredibly easy to keep tabs on your money and they have plenty of FREE tools to help you build your wealth.
Kimberly Palmer, author of Smart Mom, Rich Mom, shares tips and ideas to help you build wealth while raising your family.
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Raising a Family While Building Wealth
Taking care of your family and finances can be tough. Even with automating some of the essentials, the two of you need still need some way to stay on top of things.
You want to also make sure you’re also prepared for when things come up. But where do you start? And how do you keep from drowning in the details?
Kimberly Palmer, author of Smart Mom, Rich Mom, is going to help out today.
In this episode we’ll get into:
- what trait she discovered and admires with financially savvy moms
- how to work together on your finances while still respecting your own strengths
- what protections you need for your family
I hope you enjoy!
Becoming a Rich Mom
Kimberley Palmer knows quite a bit about finances. She was the the senior money editor at US News & World Report for nine years and also the author of Generation Earn: The Young Professional’s Guide to Spending, Investing, and Giving Back.
Besides her professional credentials, she also has the practical. She and her husband have worked hard to care and provide for their little two ones and each other.
As she began working Smart Mom, Rich Mom, her experience certainly helped, but she knew that solutions for finances reflect each family’s DNA so she scoured to find mothers who were financially savvy.
Join Us for The Road to Financial Welness Tour in Raleigh
Just a reminders for local listeners that next Tuesday (June 21, 2016 @ 5:30pm) Jason Vitug from last show is coming to Raleigh. Please come out to meet us! Get encouraged and have some fun.
It’s at The Frontier 800 Park Offices Drive, RTP, NC 27709
All the details here. Space is limited, so please RSVP!
Thinking about switching jobs or careers? Jason Vitug, Phroogal Founder and author, shares how you can make smart money moves now to pursue your dreams.
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Finding Your Road to Financial Wellness
Have you ever wondered what things would be like if you picked a different career or path?
I think it’s natural to imagine how things would turn out, but what if you’re not just wondering once in awhile, but constantly? Maybe you feel like your current path isn’t where you want to go?
A switch or even a break would be wonderful, but your finances are nowhere near ready to handle this transition. What do you do then?
Jason Vitug is here to help. He’s the author of You Only Live Once: The Roadmap to Financial Wellness and a Purposeful Life. Jason shares how smart money moves can bring your closer to your dreams.
Discovering Your Path
Jason’s own road to financial wellness wasn’t smooth. Before he could chart his path, he had to step back and look at where he was at and where he wanted to go.
From the outside looking in, you’d wonder what was wrong. He was working hard for an innovative credit union and was in line to become CEO. Wouldn’t want that?
But instead of feel excited and ready for this next step up in the ladder, he was wondering, Is this what I want?
He made the difficult decision – he resigned from his job and began traveling the world. During this transition Jason discovered his new path and came back home to create Phroogal a community and resource designed for millennials.
Join Us on the Road to Financial Wellness
If you’re considering a career or life change, please pick up his book. You can also see him and say hi as he travels the country with his Financial Wellness Roadtrip. Click on the events tab to you can see when he’s stopping near you.
And if you’re anywhere around the Triangle please come out to meet Jason Tuesday June 21!
This event is about networking, learning and empowering conversations. This is not the typical boring financial education seminar. You want to be be part of this experience.
The goal is for you to leave well connected, more inspired and better educated to serve your purpose, and live your dream lifestyle in this lifetime.
I will be there along with Justin from Root of Good. I’d love to meet you guys in person!
Look for the shy person with a recorder and mic 🙂 Always looking to hear stories of couples working together and build their finances.
Sarah from High Fiving Dollars discusses tips on how you two can get more open and comfortable talking about money as a couple.
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Dealing with Money as a Couple
Welcome to a bonus episode!
I had such a great time talking with Sarah from High Fiving Dollars. Besides sharing her experiences working abroad, she some great and real stories about the psychology of money and becoming more comfortable with talking about it as a couple.
Since it didn’t have too much to do with our original focus of working abroad, I split the interview. So here it is. Hope you enjoy!