Buying a car can be an extremely stressful situation. Today we’re going to break down how you can get the best deal on your next car! Can You Get a Great Deal on Your Car Loan? Cars and car payments are a way of life for many couples. According to the latest data I could […]
health insurance
Getting Affordable Health Insurance for Your Family
Trying to sort through all the health insurance plans HR has given you? Find out how you can choose an affordable health insurance plan that covers your family’s needs!
Affordable Health Insurance for You
Health insurance is a huge expense. Last year when we reviewed the health plan options, we found out that premiums were going up. again. No surprise there, but the amount did catch us off guard. If we were to stay with the ‘basic’ family plan we had, our monthly premiums would be almost the same as our mortgage payment! That seemed ridiculous. If you’re in the same boat – looking for an affordable health insurance plan that will cover your family’s needs, save this episode. Michael Dinich is back to help decipher and decode health plans so you two will be armed to make the best choice for you and your situation. In this episode we discuss:- exactly how copays, coinsurance, deductibles, and more work so you know what coming out of your pocket and what’s covered
- compare how typical base plans work versus high deductible health plans
- the ins and outs of health savings accounts
Resources to Save Money on Healthcare
Are you looking for more help with keeping health care within your budget? Here are some resources:- Work with Michael: He’s a certified financial planner who specializes in assisting families to navigate their health care options.
- How to Save Money on Your Health Insurance and Expenses
- Why We’re Switching to a High Deductible Health Plan
- Hack the Affordable Care Act Guide
- How to Spend Less on Insurance
- Save Money on Health Insurance
- Best Budget and Money Apps: Personal Capital, Tiller, Mint
- Automatic Saving: Qapital
- Free 401(k) Analysis: blooom
Support the Podcast!
Thank you so much for listening to the podcast!- Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
- Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher.
- Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!
Music Credit
Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere. This post may contain affiliate links. Please read my full disclosure for more info.Podcast: Play in new window | Download
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Tips for How to Save on Health Insurance
Do you feel like your health care costs have exploded? Get the tips you need and learn how you can save money on your health insurance!
Working to Lower Healthcare Costs
I remember not too long ago, it used to be that the three biggest expenses we had were rent, food, and the car.
We then paid off the car loan early and now avoid loans on them. We worked hard and were grateful to get a good deal on our mortgage on this current house.
Food, well it’s food. We’re smarter about what we spend.
But there is one expense that has shot up since we got married and I’m almost sure you have seen it explode as well – health insurance.
Though we have had some wins dealing with insurance, Michael Dinich is here to offer his expertise. He’s a financial Advisor who helps hardworking people get the retirement they deserve.
Part of that includes making sure they’re getting good deals with health insurance.
In today’s episode we get into:
- the trend of shifting costs from the insurance companies to us
- how to decide if those high deductible plans are really a good deal
- getting the coverage you need at a more affordable price
Hope you enjoy!
Resources to Save Money on Health Insurances Expenses.
If you two want to dig deeper into finding ways to save on your healthcare costs, here are some resources to check out.
- Your Money Geek – Connect with Michael to see if he can help you out with your specific needs
- Why We’re Switching to a High Deductible Health Plan
- How to Spend Less on Insurance
- Save Money on Health Insurance
- New pharmacy discounts may lower your prescription drug bill
Jumpstart Your Marriage and Money Course
Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course.
Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you:
- Stop fighting about money and create a budget that you BOTH LOVE
- Automate your money
- Pay off your debt faster
Plus more!
You can get lifetime access here!
Music Credit
Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.
Podcast: Play in new window | Download
Subscribe: Apple Podcasts | Android | RSS | More